Publisher: Magnolia Way Publishing
ISBN: 0-9773436-4-2
168 Pages
Paperback

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"Your book is truly inspiring. If I don't get at least
40% off my bill, I feel like I have cheated my self.
I have cut our $250/ week spending down to just
at $100/week and we don't eat out as the rule,
but as the exception and don't miss it. WHAT A
SAVINGS!! I am working on getting that $100
down to $60-$70. I know it will come with time."
-Tonya Richard, Duncan, SC

"You did a fabulous job Faye! There is so much
useful information included in this book!"
-Carole Rhodes, Charlotte, NC

"Your book has even MORE tips that I didn't find
anywhere else, so it's going to save me even
MORE money now! I've told everyone who will
listen about your book and how much money
they can be saving. You have done so much to
help us and there's no way we can possibly
express our gratitude. Thank you so much."
-Pamela Key, Greenville, SC

"Thanks for doing what you do.  You are an
encouragement to so many.  I finished your book
and it was excellent.  I was so thankful that
healthy eating was a priority in the book and in
your family.  I assumed that many coupons were
only for processed foods, and learned so much
from the book."
-Paulette Shilling, Cary, NC

"This book contains hints and guidelines for
living a debt free, FUN-filled life that doesn't
make you think you're sacrificing everything fun
known to mankind to live it. In fact, she helps you
discover the joy of living within your means."  
-Rachael Woodard, The Coupon Clippers.com

"I am1/2 way through the book with lots of "aha
that's how she does it!!" There are creative ways
to save that I never thought of! There are lots of
helpful tips in there. She tells you ways to double
dip, when I thought I was being savvy single
dipping!!"
- Laura K, Clayton, NC

"You did an awesome job on the book! Thank
you for sharing!"
-Julie B, Clayton, NC

"Just wanted to let you know that I got my book
and organizer today and am quite pleased,
thanks so much for the coupons!  I have started
on the book tonight and am feeling pretty good
about the financial road that we are about to
head down."
-Gina Shires, Willow Springs, NC

"I was at the Clayton Junior Women's Club last
night and we really enjoyed it and will definitely
benefit from your advice.  I bought your book but
since my husband does the grocery shopping I
was unsure whether he would take the coupon
book (Smart Spending Coupon Organizer) to
the store.  His reaction was, "Anything to save
money!", so now I urgently need a coupon book!  
I was SO excited to get the sales paper this
morning and start comparing prices and making
my grocery list!".
-Darla Aldridge, Clayton, NC

"I have nearly finished your book - lots of great
ideas and advice in there!"
-Dana Schaefer, Garner, NC

"I have a fully stocked pantry and have saved a
bunch of money since reading your book and
joining the yahoo group.  My family jokes they
will come to my house in the event of a natural
disaster or major storm because we could eat
off my supplies for weeks."
- Kat Lewis, Garner, NC
This book's subtitle is so descriptive, it's almost redundant to
write a review! Prosser's book is geared toward beginning to
intermediate frugal spenders. (Is that an oxymoron?) She
states, very humorously, "This is not a radical frugal living
book full of highly unusual and bizarre ways to live on $10 a
week. For the record, I do not forage for edible plants along
the highway or recycle dryer lint."

The first chapter is an overview of financial organization and
each subsequent chapter covers a different area of potential
savings. Smart grocery shopping and frugal food preparation
are dissected and analyzed with expertise. Prosser offer
suggestions on how to save money on gifts. travel,
entertainment, health, and utilities. The section on online
shopping has some great strategies. The chapter on how to
find freebies and earn extra money filling out surveys or
mystery shopping will be very helpful to the uninitiated.

The final chapter closes with words of encouragement, a
glossary of terms, a basic budget worksheet, a grocery price
book template and a directory of resources consisting of
additional reading and internet sites, some of which were
mentioned in the book, including the Dollar Stretcher!
(Always a good sign!) There's also a detailed index.

The author's bio states that Prosser uses her own Smart
Spending Grocery System to save over 50% off her family's
weekly grocery bills. She uses her expertise to educate
others through courses and workshops at community
colleges, parks and recreation departments and other
non-profit organizations. Her motto is "It's your money, spend
it wisely!" It's amazing how few of us do! If you're one of those
people, Prosser's book would be a very helpful guide for you.
Reading her book is like having a frugal friend at your elbow
giving you sage advice!


Review by Editor, Sherri Allen

Whether you need help stretching your paycheck from month
to month or you just want to build your retirement nest egg,
the advice and tips provided by Faye Prosser in her book,
The Smart Spending Guide, will teach you how to get the
most from your hard-earned money. I know, because I
learned Prosser's grocery shopping techniques while editing
the book and have been experiencing big savings for the
past few months. Note: I was hired to edit the book and paid
for my services. I have no stake in the success of the book
and am not receiving any compensation based on book
sales.

The Smart Spending Guide begins with a solid introduction
to debt-reduction and budgeting and even includes helpful
worksheets. Then, you get to my favorite part of the book, the
grocery system. Prosser gives you an easy-to-follow lesson
in combining several money-saving shopping techniques to
maximize your grocery savings, including where to find
coupons (did you know you can BUY coupons?), how to
organize your coupons (the bottom of your purse just doesn't
work!), where to buy food (it's not always the grocery store),
planning your grocery shopping trips, and much, much more.
Next, there are several chapters full of useful information
about frugal living. The frugal tips provided in The Smart
Spending Guide cover a wide range of topics, showing you
how to save money on meals (adding to the grocery
shopping strategy), gifts, vacations, and your health and
well-being, as well as around the house and more. Finally,
the book provides some suggestions and resources for
making extra money and presents ideas and motivation for
continued saving.

Thanks to Prosser's conversational style of writing, The
Smart Spending Guide is very easy to read. As you go
through the book, if feels as if she's a friend imparting helpful
advice. The grocery system is well-explained and made to
seem simple, so you won't be too overwhelmed to give it a
try. The frugal sections are smart and mainstream; easily
adopted by busy people living in modern times. Prosser has
avoided the more radical ideas often found in frugal-living
books which end up intimidating beginners, such as 101
ways to recycle dryer lint or goat farming to save money on
milk.

The Smart Spending Guide is perfect for frugal beginners
and people who are already moderately frugal. People who
don't know anything about frugal living will be amazed. The
moderately frugal will pick up a few extra good ideas and be
motivated to try more. I highly recommend The Smart
Spending Guide. After all, I saved more than the book's
purchase price on my first grocery shopping trip!


Copyright 2005-2007 smartspendingresources.com. All Rights Reserved


Publications
It's Your Money - Spend It Wisely!

Book Contents

Introduction

Chapter 1: Financial Reality

Credit Worthiness
Setting Financial Goals
Getting Out of Debt
Developing a Budget

Chapter 2: The Smart Spending Grocery
System

Where to Buy Food and Non-Food Essentials
Developing a Price Book
Coupons – The Other Currency
Coupon Organizers
Coupon Sources
Frequent-Shopper Programs
Buying Store Brands
Using Rebate Offers
Watching the Scanner
Reviewing the Receipt
Speaking Your Mind
Understanding Store Tactics
How Much Time Does This Really Take?
What if the Deals Are Amazing?

Chapter 3: Frugally Fed

Meal Planning
Ideas for Every Meal
Frugal Dinner Recipes
Fridgedly Frugal
Stock Your Pantry
Backyard Garden
Restaurants and Take Out

Chapter 4: Frugal Fun

Celebrations, Holidays and Gift Giving
Affordable Family Fun
Travel Near and Far

Chapter 5: Take Care of Yourself

Dress Your Best For a Whole Lot Less
Fit and Frugal
Curb Your Medical Expenses

Chapter 6:  Cutting Household Costs

Lowering Utility Bills
Clean Up Time
Decorating Deals
Cutting Car Costs

Chapter 7: Fun Freebies and Extra Cash

Surveys for Pay
Mystery Shopping
Freebies and Great Deal Alerts

Chapter 8: Bank It, Share It, Keep It Up!

What to Do With Your Savings
Stewardship and Sharing the Wealth
Keep It Up!

Glossary

Appendixes

Basic Budget Worksheet
Price Book Template
Smart Spending Resource Directory
About the Author

Index